Maxis Broadband

Due to the fast environment that we find ourselves in these days, staying connected with the rest of the world has become a basic need for Malaysians. Thankfully, Maxis Broadband is offering broadband packages that more than sufficient to serve this basic need.

Maxis broadband is one of the services offered by Maxis, one of the giant communication companies in Malaysia with revenue of RM8.2 billion as reported in 2014 and founded by the Malaysian tycoon, Ananda Krishnan. According to Maxis’s official website, they promise that their broadband packages will provide users with amazing internet speeds with 24/7 stable connectivity and low ping times, unlimited data usage, dedicated home internet support that is personalized and does speedy installations and free voice calls. With the recent reduction on the price on their broadband packages to be slightly more affordable, Maxis broadband has become even more competitive and appealing in the fierce marketplace that price war is prevalent.

 

Maxis Broadband Packages

Maxis offers 4 different types of broadband packages and they are known as 10Mbps, 20Mbps, 30Mbps and 100Mbps. The list below will describe in detail what each broadband package offers:

 

10Mbps:

  • Download Speed: 10Mbps
  • Upload Speed: 10Mbps
  • Quota: Unlimited
  • Recommended Usage: Web browsing, email and social media activities
  • Price for non-MaxisONE plan users: RM148 per month
  • Price for MaxisONE plan users: RM128 per month

 

20Mbps:

  • Download Speed: 20Mbps
  • Upload Speed: 20Mbps
  • Quota: Unlimited
  • Recommended Usage: Listening to music on Spotify and making video conferences on Skype
  • Price for non-MaxisONE plan users: RM198 per month
  • Price for MaxisONE plan users: RM170 per month

 

30Mbps:

  • Download Speed: 30Mbps
  • Upload Speed: 30Mbps
  • Quota: Unlimited
  • Recommended Usage: Watching videos online on YouTube, file transfer and online gaming
  • Price for non-MaxisONE plan users: RM248 per month
  • Price for MaxisONE plan users: RM220 per month

 

100Mbps:

  • Download Speed: 100Mbps
  • Upload Speed: 100Mbps
  • Quota: Unlimited
  • Recommended Usage: Watching videos online on YouTube, file transfer and online gaming
  • Price for non-MaxisONE plan users: RM398 per month
  • Price for MaxisONE plan users: RM330 per month

 

All of the above broadband packages will come with RM30 of free calls which is inclusive from Maxis to Maxis, Maxis to other networks and International Direct Dial, a free WiFi + Modem device, free PC protection as a value added service, a welcome kit, free installation and free activation. It also important to note that the special discounted price for MaxisONE plan users is only exclusive to MaxisONE plan 98,128,158 and 188 users. Packages from 20Mbps to 100MBps are also entitled for an additional Maxperts consultation. Maxperts are a dedicated team of internet experts to assist Maxis Home Broadband users with their broadband setup. Additional charges may incur if you opt for this consultation. It was stated that a visit to your house by Maxperts will cost you RM188 and they are only available for new Maxis Broadband customers. All prices are subjected to GST tax of 6%.

 

Maxis Broadband Installation and Cancellation Fees

Below is a list of the installation and cancellation fees for the Maxis broadband packages:

  • Installation fee (Original Price: RM200): Waived until further notice
  • Deposit fees for Malaysian (Original Price: RM75): Waived
  • Deposit fees for non-Malaysians: RM500
  • Early contract termination penalty (under 24 months contract): RM500
  • Relocation (Original Price: RM200): Waived

 

In addition, if you are not satisfied with the Maxis broadband for whatever reasons, Maxis offers a 30-days money back guarantee for all the packages and you do not need to pay the early contract termination penalty of RM500.

 

How to subscribe to Maxis Broadband?

There are a few ways for you to subscribe to Maxis Broadband. You can either visit the nearest Maxis center, speak to the Customer Hotline 123 from your Maxis mobile phone, apply online through Maxis’s official website by filling up a form, visit Maxis exclusive partners or visit Maxis Home Services appointed dealers. Before you do any of the following things above, make sure to check if your area has fibre coverage first by calling toll-free line 1800821123 or dialling 123 from your Maxis mobile phone. It is also important to understand the contract period is 24 months.

 

Conclusion

Maxis Broadband is good for the existing Maxis customers who are already subscribed to the MaxisONE Plan 98,128, 158 and 188 because they will be able to enjoy great savings from RM20 per month on the lowest 10Mbps package up to RM68 per month on the most expensive 100Mbps package. However, for non-MaxisONE Plan 98,128,158 and 188 users, the prices are still a little steep. For internet users that do not require blazing internet speeds and only want to do light browsing and emailing, Maxis is the only broadband service provider that still offers 10MBps speeds while the rest of the competitors has moved ahead and only offer higher speeds. The best selling point for Maxis Broadband packages is that they come with the same download and upload speed, a feature that is hardly seen from other broadband service providers.

Malaysia Personal Loans

AmBank MoneyLine

AmBank MoneyLine is a personal loans package that is made easy as it has no processing fees and it only has low monthly repayments. The cash is also disbursed to you within a period of 24 hours.

 

AmBank Islamic AmMoneyLine Facility-i

AmBank Islamic AmMoneyLine Facility-i is a personal loan that is unsecured and based on Islamic principles. This personal loan package does not require any collateral or any guarantor. There is an additional 5% rebate per year if you pay your monthly repayments promptly.

 

Citibank Ready Credit PayLite

Citibank Ready Credit PayLite is a personal loan package that has easy access to cash using any of the Citibank ATMs found nationwide with the Ready Credit bank card. The interest rate is low and you will only need to pay it when you make withdrawals.

 

Maybank Islamic Personal Financing-i

Maybank Islamic Personal Financing-i is a personal loan package that is easy to apply as you do not need to do any document stamping. It also has low monthly repayments and insurance protection. You can also borrow up to RM100000.

 

Maybank Personal Loan

Maybank Personal Loan is a personal loan package that allows you to borrow up to a maximum of RM100000. There is also a low fixed instalment for up to a period of 6 years. The Maybank Personal Loan is also to apply because you do not need to pay any processing fees.

 

Standard Chartered Cash One

Standard Chartered Cash One is personal loan package that offers financial flexibility whenever you need money. It is also Malaysia’s first personal loan package that works using a Platinum credit card.

 

Al-Rajhi Personal Financing-i

Al-Rajhi Personal Financing-i is a personal loan package offered by Al-Rajhi bank. You do not need to provide any collateral or guarantor in order to apply for this personal loan package. There are also no processing fees and hidden charges.

 

Standard Chartered Personal Financing-i

Standard Chartered Personal Financing-i is a personal loan package that is simple and affordable based on Islamic principles. It also offers minimum terms and attractive interest rates.

 

Standard Chartered Quick Cash EDGE

Standard Chartered Quick Cash EDGE is a personal loan offered by Standard Chartered bank that is unsecured, straightforward and has a fixed interest rate.

 

UOB Personal Loan

UOB Personal Loan is a personal loan package that allows you to have freedom to do more. You can apply for this personal loan package regardless if you are a salaried employee or self-employed.

 

Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar

Bank Rakyat Pembiayaan Peribadi-i Rakan Pintar is a personal loan package that offers attractive interest rates exclusively to employees working in the Government sector. It also offers finance to employees with a gross monthly income of as low as RM1000 per month.

 

RHB Personal Financing

RHB Personal Financing is a personal loan package that is unsecured and aimed to relief financial headaches. You do not have to pay any processing fees for this personal loan package but you will have to pay the stamp duty and you will need to attach some of your personal documents in your application form.

 

MBSB Personal Financing Mumtaz-i

MBSB Personal Financing Mumtaz-i is a personal loan package that aims to help you to settle your highest interest bearing debt. It has a very low-interest rate of just 3.4% per annum and offers financing amount to as high as up to RM250000.

 

Bank Rakyat Personal Financing-i Public

Bank Rakyat Personal Financing-i Public is a personal loan package that is exclusively offered to employees working in the Government sector and in Government Linked Companies (GLC). It also has loan interest rates and has short-term financing.

 

CIMB Cash Plus

CIMB Cash Plus is a personal loan package that is fast and flexible as you do not need to provide any collateral or guarantor to apply for it. It also has high borrowing margin of up to as high as 8 times of your gross monthly income. There is an additional insurance coverage for emergency situations.

 

Public Bank BAE Personal Financing-i

Public Bank BAE Personal Financing-i is a personal loan package that is unsecured, has a flat rate and it is based on Islamic principles. It is only exclusively designed and offered to employees working in the Government sector and Public Sector. The financing amount starts from as low as RM5000 up to as high as RM150000 and has repayment terms period of between 2 to 10 years.

 

AmBank Islamic Personal Financing-i

AmBank Islamic Personal Financing-i is a personal loan package that is unsecured and based on Islamic principles. It is only exclusively designed and offered to employees working in the Government sector. The good thing about this personal loan package is that you only need to start your repayments after the third month.

 

Malaysia Flora

Malaysia is well known to have the world’s oldest tropical rainforests and beautiful islands and beach paradise. Nevertheless, most of us have neglected the fact that beautiful flowers are found almost everywhere in Malaysia. With the warm and wet weather all year round, most flowers are able to grow gracefully throughout the year in the country.   

The largest flower in the world, the Rafflesia, can be found in Peninsular Malaysia. It can grows up to as wide as about 20 inches. This parasitic plant grows on the lower slopes of the mountains. Other than being recognized as one of the largest flowers, there is nothing else to beautify about this plant in term of appearance and fragrance. This plant is known as the corpse flowers because of its smell, like rotten flesh, not a very pleasant smell. In addition, the Rafflesia has no leaves, stems, roots and specific flowering season.   

The hibiscus or known as Bunga Raya is chosen as Malaysia’s national flower and thus, the flowers are grown throughout the country with flowers blooming all year round. To be precise, it is the red hibiscus that is being chosen as the national flower. It is very special of this flower that its flower will only last for less than three days but new buds of flowers will continue to open the next day. Besides being a beautiful flower and the national flower of Malaysia, hibiscus flowers are commonly used in cosmetics, medication and for beauty purpose.

The bougainvillea has made Malaysia as its home as many households in the country are growing the plant. The locals have named it as Bunga Kertas, which means paper flowers. There are more than 200 species of the flowers, which bloom throughout the year. The flowers are actually very tiny and white, surrounded by three to six bracts that make the flowers look more attractive. Various colours of bracts can be found like magenta, pink, purple, red, yellow, orange and white.

Ixora is popular as it is usually being grown as garden shrubs in the country and it blooms all year round. The flowers look like needles and thus, the local named it as Jejarum, which means needle flower. The flowers also come in variety of colours with red being the most common one.

Orchids are no strangers to anyone and being recognized anywhere in Malaysia. Besides, the country is known to be the home to the largest orchid. There are a few types of orchids categorized as climbing, epiphytic and terrestrial orchids. Orchids can flower twice a year, few months at a time. Many households have shade house or sheltered verandah created in order to grow orchids. Orchids can be kept indoor for some time and then place them outside in sheltered spot to avoid excessive heat.  

Chrysanthemum is also quite common in Malaysia, with many claimed that the flowers are originated from China. The stems of the flowers are fragile and the leaves have good fragrance. These flowers are widely found in the country and Cameron Highlands is known to be suitable to grow the flowers. Besides being a beautiful flower, Chrysanthemum is used in many other areas such as in culinary and insecticidal.    

Other than the mentioned flowers, there are so many other flowers in Malaysia. Experts foresee that the flower industry in Malaysia will bloom just like the flower itself.       

 

Bank Islam Personal Loan

When it comes to emergency in need of cash, we all know that loan is the only and most viable solution to provide the required cash influx. Personal loan is a great tool or method to manage our income and outcome in a more efficient way, if we use it effectively and accordingly.

Bank Islam personal loan is known to be inspired by smart and effective banking techniques. It also has the possibly highest margin at 100%. Regardless of your need or reason to get a personal loan, the Bank Islam personal loan can be advantageous as it has competitive profit rates. In addition, it provides easy payment options and the loan tenure can go up to about 60 months. This tenure is known to be quite high as compared to some other loans. A guarantor is also not required in applying for the personal loan, a big convenience for all.

What else do you need to know about the Bank Islam personal loan? Of course, the most concern point of any personal loan is the interest rate. As everyone knows, different loans and different banks offer different interest rate. For the Bank Islam personal loan, the interest rate can be as low as 7.85%. This feature adds to the benefits of this loan.

If you are interested in getting a personal loan from the Bank Islam, here are a few basic factors that determine your eligibility for the loan. Bear in mind that these factors might be the same with other banks but do take note that there are always slight differences that might require your attention. To be legally able to apply for the Bank Islam personal loan, you must of course be at least 18 years of age and less than 70 years of age. The next criteria is that you need to have a steady income, regardless of you being employed or self-employed and earning more than the required minimum income.   

Before you make a decision to apply for a personal loan with Bank Islam or any other banks, you must know that any other installments will lower your eligibility for a new loan. For Bank Islam, the allowed limit personal loan is RM150,000 provided that you meet the minimum required monthly income of RM1500.  

Depending on your own preference and eligibility, you shall select a personal loan that meet your requirement and need. Thus, getting more information on personal loans can be very useful.